I seems we all underestimate the lengths to which loan sharks would go to in a bid to recover their money. If you are infuriated just from constant calls from your lender, just know you haven’t seen nothing, when Mark’s story is added to the mix.
It all began on March 16, 2023, when Mark applied for a loan of Sh25,000 from Whitepath Ltd, an online lending app. He was in need of a quick fix to assist his family.
It was not the first time he was borrowing using the app and he had never defaulted on his previous loans, which, he says, boosted his credit. Michael was meant to repay the loan on March 27.
However, on March 25, he started receiving calls from employees of Whitepath from as early as 7:30am. The calls went on until 8:30pm.
At first they were calling, asking when I would repay the loan. I told them I had never defaulted and I planned to pay off the loan soon, but I just needed some time. Then they texted me incessantly, saying they will start sending messages to my family and friendsMark
On March 27, when the loan was due, the messages became more sinister.
They created a WhatsApp and added my family members using contacts from my phonebook. They then posted messages in the groups claiming that i wanted to commit suicide due to debts. They listed my full name, ID number and they attached my photographs, which they pulled from my WhatsApp profile.Mark
Despite pleas for them to stop, they created more groups of friends, colleagues and other contacts sharing the same suicide message if they did not help him. Some contacts called mark and accused hi of sharing their private data, listing them as guarantors without informing them.
From a simple loan that was meant to improve his welfare, Mark was left angry, confused and ashamed. It shouldn’t be so!.